The buyer's premium for this auction is 15% with a 3% discount for cash or check. Payments must be received within 7 days of the auction to be in good standing. By registering to bid with your credit card information, you understand and permit Capitol Auctions to process your credit card for your invoice should you win any items in the auction. If you do not win any lots in the auction, your credit card information will not be used. If you DO NOT wish for us to process your credit card for your winning bids (and you are not a local bidder who plans to pick up your items and pay with cash or check), please contact us to let us know that you intend to mail a check or make other payment arrangements (different credit card, wire transfer, e-check, etc.) Our credit card limit for established customers is $3000. If your invoice is over $3000, we will contact you to provide payment by cashier's check, personal check, or wire. Due to the prevalence of credit card fraud and non-paying bidders, IF YOU ARE A NEW CUSTOMER TO US and do not have much history on HiBid, you will need to contact us and possibly leave a deposit before you can bid on GOLD and PLATINUM coins and ANY items valued over $500. If you do not contact us, your bids may not be accepted. Bidding is a privilege. We reserve the right to decline or limit any bidder for any number of reasons (difficult, low or negative HiBid score, poor payment history, chargeback history, etc.). If you are not approved as a bidder, you may contact us to discuss your situation. IF YOU ARE A NEW CUSTOMER TO US and have a low or negative HiBid score, we reserve the right to request payment by cashier's check, personal check, or wire, if your invoice is over $500. No sales tax will be collected for this sale for out of state bidders. Indiana is tax exempt for gold and silver bullion and any coin or paper money produced by the US Mint or Bureau of Engraving. If you are a winning bidder, we will automatically charge the card on file with HiBid after the auction. We accept Visa, MasterCard, Discover and AMEX. We also accept wire transfers, cashier's checks and personal checks (takes 7 to 10 days to clear). You will receive an invoice for all lots you won within 24 hours of the end of the auction. Full payment is required prior to delivery of any lot to the buyer. Any lots not paid for within 7 days of the auction will be subject to resale to the under-bidder or relisted in the next auction, and your account will be declined for future auctions. If you cannot pay within the 7 day period and have a valid reason, please contact us and we will try to work with you. Capitol Coin Auctions shall not be liable to the bidder for any damages caused to the bidder for failure to pay for their lot(s) within the required time. All items will be shipped via the U.S. Postal Service. Packages valued over $100 will be shipped insured. Packages over $300 will ship insured with signature required. Tracking numbers are provided upon request. If you would like your tracking number, please contact us. The winning bidder is responsible for the actual cost of shipping and insurance. If the item is heavy or if you wish to ship outside the USA, please contact us for an estimate of shipping costs to your location before you bid so there are no unpleasant surprises. Barring inclement weather or other issues beyond our control, we typically ship all items within 2 business days following the auction. Local bidders are requested to pick up your items within 7 days after the auction. If you do not pick up within 7 days, we will attempt to process your credit card on file and will mail your items to you. If you are a local bidder and your credit card is declined and you do not pick up your items within 14 days, your items will be subject to resale and you will not be allowed to bid in future auctions. We make every attempt to provide accurate descriptions and good photos. If you receive an item from us that you feel was inaccurately described, contact us and we will make it right. BY REGISTERING FOR THIS AUCTION, THE BUYER ACKNOWLEDGES THAT THEY AGREE WITH ALL TERMS AND CONDITIONS POSTED FOR THIS AUCTION. BUYER AGREES TO NOT CHARGE BACK ANY PURCHASE MADE ON A CREDIT CARD OR STOP PAYMENT ON ANY CHECK OR WIRE TRANSFER FOR ANY REASON.